Three Pieces.
One Strategy.
Real Results.
Most benefit brokers hand you a stack of carrier brochures and tell you to pick one. We bring you a fully integrated system — FICA tax savings, real healthcare access, and voluntary benefits your people actually want. Three pieces that work together. One conversation to see if it fits.
What is the Trifecta for
Worksite Benefits?
CZ Benefit Partners serves as a comprehensive one-stop shop for organizations seeking to enhance their employee benefits by leveraging the strengths of Amaze Health, Optivance, and Advantage Group. By integrating these three innovative companies, CZ Benefit Partners provides a seamless experience for clients, ensuring that employees receive unmatched healthcare services, tax-efficient benefits, and tailored voluntary options all under one umbrella. This streamlined approach simplifies the process for clients, allowing them to focus on their core business while trusting CZ Benefit Partners to manage their employee benefits effectively.
I'll be honest — when I was first offered a position in insurance, I walked away. Wasn't interested. It took a few unexpected turns in life before I gave it a real shot, and it turned out to be the best thing that ever happened to my career.
That was 2017. Based out of Warrenville, Illinois, I've spent every year since doing one thing: helping business owners take better care of their people without making it complicated. My team handles the heavy lifting — the setup, the administration, the details. Most clients are surprised by how little disruption there is.
I grew up wanting to be a carpenter, and I got to live that for years. This isn't all that different. Back then I built kitchens, libraries, homes — places people felt safe and comfortable. Now I build wellness plans. Same idea, different materials.
What Is the Trifecta?
It's three things working together that most employers have never been offered at the same time. Each one stands on its own — together, they change how your business and your people experience benefits entirely.
Piece 1 - FICA Tax Savings
Most employers are overpaying on payroll taxes and don't know it. Through a properly structured wellness plan, both you and your employees save on FICA taxes — your employees' contributions come out pre-tax, preserving their take-home pay without a raise. This is money you're already spending. We just restructure how it flows.
Piece 2 - Real Healthcare Access
Forget the card. Your employees get actual access — 24/7 virtual primary care, mental health support, and over 1,100 commonly prescribed medications at zero out-of-pocket cost. No waiting three weeks for a doctor. No surprise bills. When care is this easy to access, people use it earlier. Earlier means smaller problems, smaller claims, and a healthier team.
Piece 3 - Voluntary Benefits
Once the first two pieces are in place, we layer in voluntary benefits — life, accident, critical illness, short-term disability — selected based on your workforce profile, not a standard menu. These aren't pushed on your employees. They're available when life happens, and in many cases, funded in part by the FICA savings already flowing through the program.
How It Works — Plain and Simple
We don't make this complicated. Here's exactly what happens:
1
19-Minute Zoom — No pitch deck. No pressure
We find out if this is even a fit for your situation. We ask questions, you ask questions, and by the end you'll know whether it makes sense to keep going. If it doesn't fit — we'll say so.
2
We Run the Numbers.
We calculate exactly what you'd save in FICA taxes based on your employee count and payroll structure. You see real numbers before you commit to anything.
3
We Design and Handle the Setup.
We design the program, coordinate with your payroll and HR, and manage the administration. You don't have to become an expert in benefit plan structure. That's our job.
4
Your Team Gets Access.
Employees are enrolled and onboarded. They get access to virtual care, their pharmacy benefit, and their voluntary options. Most say they wish they'd had this sooner.
Take the first step toward building a better workplace with CZ Benefit Partners today!
What Changes When You Do This
You stop competing on salary alone. When your benefits are genuinely better than what a competitor is offering, retention gets easier and recruiting gets faster. Employees who feel taken care of show up differently.
Your people stop avoiding the doctor. When care is accessible and affordable, employees address problems early — before they become ER visits, extended absences, or mental health crises that affect your whole team.
HR stops fielding questions they can't answer. When employees know where to go and how to use what they have, the confusion goes away. So does the HR firefighting.
You put real money back on the table. The FICA savings aren't theoretical. They're calculated, documented, and real — and in most cases, they offset a significant portion of the program cost.
Why Choose Us?
CZ Benefit Partners brings all three companies together seamlessly to create a benefit package that is truly a WIN/WIN. Start building a workplace employees love by offering a Wellness Plan with Group Benefits that matter.
Optivance
Optivances’s tax efficiency strategies benefit employers by saving an average of $830 per year per employee on FICA taxes, while also providing significant savings for employees through Section 125 deductions, which help preserve their net take-home pay.
Amaze Health
Through Amaze, CZ Benefit Partners offers a revolutionary healthcare service that includes virtual urgent care, primary care, and mental health support, and 1,100+ free prescriptions all without copays or out-of-pocket costs
Advantage Group
Advantage Group enhances offerings with supplemental benefits tailored to each employer's needs. Clients receive the right mix of benefits to attract and retain talent while boosting employee morale. This approach allows organizations to expand benefits without disrupting existing structures, enabling employees to select options that best suit their circumstances
Start building a workplace employees love by offering a Wellness plan that matter.
Our Approach
Using a Wellness Plan with Group Benefits is simple and effective for supporting your team. Here’s how to get started:
Assessment
Understanding the structure, goals, and compliance requirements of a Health Screening Indemnity Plan, as well as a Self-Insured Medical Expense Reimbursement Plan, is crucial for effective Strategic Benefit Solutions.
Design
Achieving strategic solution alignment is crucial when implementing a Health Screening Indemnity Plan or a Self-Insured Medical Expense Reimbursement Plan. These initiatives are key components of Strategic Benefit Solutions that enhance overall employee wellness and financial protection.
Execution & Oversight
Our streamlined implementation process and ongoing support for the Health Screening Indemnity Plan and Self-Insured Medical Expense Reimbursement Plan ensure that you receive comprehensive Strategic Benefit Solutions tailored to your needs.
Take the first step toward building a better workplace with CZ Benefit Partners today!
CZ Makes it Easy
Why Do You
Need Group Benefits?
Group Benefits offer a unique way to support your employees while strengthening your business.
Here are key reasons to consider them:
Employee Satisfaction
Comprehensive benefits boost loyalty, engagement, and productivity by 12%.
Financial Security
Health and retirement benefits ease financial stress, enhancing focus and peace of mind.
Cost Savings
Strong benefits retain top talent, reducing turnover and saving on recruitment and training costs.
Competitive Advantage
Attract top talent and stay ahead of competitors with standout benefits.
Enhanced Productivity
Employees with strong benefits feel valued, driving focus, motivation, and efficiency.
More Info
Important Questions
Is this right for my business?
If you have 10 to 200 W-2 employees and an owner who's actively involved — probably yes. The sweet spot is a company where the owner cares about their people and is open to doing things differently. We'll tell you in the first 19 minutes whether it makes sense for your situation.
How much does this cost?
This program adds to your bottom line — that's not a sales line, it's the math. The FICA tax savings employers generate through the wellness plan consistently exceed the cost of the program. You come out net positive. We'll show you exactly what that looks like for your specific employee count and payroll before you make any decision. No estimates, no surprises — just your actual numbers.
Can part-time employees participate?
It depends on how your workforce is structured. We'll assess your employee mix in our initial conversation and give you a straight answer about what's possible and what isn't.
What benefits have the most impact?
In our experience, the wellness plan and virtual care access get the most immediate response — employees notice it, use it, and talk about it. Voluntary benefits like accident and critical illness tend to matter most when something actually happens to someone on your team.
How do I sign up?
Book a 19-minute Zoom. That's the only first step. No forms, no commitments, no sales pressure. We figure out if this fits — and go from there.
More Info
Important Questions
Is Offering Group Benefits Right for My Business?
Yes! Group Benefits are ideal for businesses seeking to attract skilled talent and improve workforce morale. Customizable plans allow you to match the unique needs of your team while managing costs effectively.
How Much Should I Budget for Group Benefits?
Costs vary depending on the size of your team and the level of coverage you select. Studies show that 82% of employees say a good benefits package impacts their decision to stay at a company.
Can I Offer Benefits to Part-Time Employees?
Yes, many plans offer flexible options for part-time team members, ensuring inclusivity and support for your entire workforce.
What Types of Benefits Have the Most Impact?
Health insurance, retirement savings, and wellness programs are highly valued by U.S. employees, with 49% prioritizing benefits over pay. Offering these can significantly improve satisfaction and retention.
How do I Sign Up?
Schedule a consultation to customize a Group Benefits plan for your team and get started quickly. We'll guide you every step of the way.
Looking for a First-Class Group Benefits Consultant?
Your employees are thirty years overdue for something better.
CZ Benefit Partners is committed to serving you at the highest level with all your Group Benefits needs.
National Producer Number: 18604165
Company
Directories
Legal
CZ Benefit Partners is committed to serving you at the highest level with all your Wellness Plans and Group Benefits needs.
National Producer Number: 18604165
Company
Directories
Legal